Build Wealth Like The 1%
Be the Bank: Achieve Financial Freedom Through Mortgage Notes
Our Story
Sanders and Company was founded in 2022 as a real estate firm that primarily focuses on acquiring mortgage notes, asset management, and developing commercial and residential properties. After years of successful transactions, Sanders and Co. now also serves as an advisory to newbie note investors. Our approach emphasizes transparency, due diligence, and long-term capital growth.
What Is Mortgage Note Investing?
When you purchase a home, you typically take out a loan and repay it through monthly payments.
This loan is known as a mortgage note. What many people don’t realize is that these notes are frequently bought and sold behind the scenes. If you’ve ever received a notice instructing you to send your monthly payment to a new company, it simply means your loan was transferred to another lender.
Mortgage notes generally fall into two main categories: commercial notes—such as those backed by apartment complexes, office buildings, or industrial properties—and residential notes, which are backed by single-family homes.
Investing in mortgage notes generally means purchasing an existing mortgage loan. By acquiring the note, all of the lender's rights transfer to you. In simple terms, you become the bank and collect the borrower's payments until the loan is paid off.
While you don’t own the property itself, the loan is secured by the property. If the borrower defaults, you have legal rights to the property, including the ability to collect the debt or foreclose if necessary.
Key Benefits of Investing in Mortgage Notes
Investing in mortgage notes offers enhanced security, faster transactions, global accessibility and scalability, revolutionizing real estate investments. This savvy approach minimizes traditional banking hurdles while unlocking new financial opportunities.
“The best investment is one that pays you whether you work or not."
- Warren Buffett
Two Ways We Help You Build Wealth
Whether you’re looking for hands-off note investments or strategic guidance, we meet you where you are.
Mortgage Note Investing
Investor Advisory Services
For investors seeking predictable income and asset-backed returns without managing tenants or properties.
Passive income through performing notes
Asset-backed by real estate
Focus on risk management and long-term value
Ideal for hands-off investors
For investors who want education, strategy, and hands-on guidance in building or optimizing a real estate portfolio.
Education on note investing and alternatives
Portfolio strategy and deal analysis
Risk assessment and capital deployment guidance
Ideal for active investors
Key Benefits of Investment Advisory
For investors who want guidance beyond individual transactions, our advisory services provide strategic support throughout the investment process.
This includes helping investors understand how mortgage notes fit within a broader portfolio, evaluating risk tolerance, structuring capital deployment, and navigating decisions as market conditions evolve.
“Note investors don't chase appreciation; they structure certainty.”
- Sanders and Company
Who We Work With
Accredited and non-accredited investors
Investors seeking passive income
Investors seeking fewer documentation hurdles
Investors diversifying beyond traditional real estate
Individuals seeking education before deploying capital
Not sure where you fit? We’ll help you determine the right approach.
Our Investment Philosophy
Discipline Over Hype
We prioritize fundamentals and analysis, not speculation.
Every opportunity is evaluated through downside protection.
We build strategies for steady income and long-term returns.
Risk-First Thinking
Long-Term Growth
What Working With Sanders & Company Looks Like
1. Introduction Call: We start with a straightforward conversation to understand where you are and determine whether there’s a good fit to work together.
2. Understanding Your Goals: We take the time to understand your financial objectives, risk tolerance, timeline, and level of involvement.
3. Finding the Right Solution: Based on your goals, we identify the most appropriate path to grow your wealth.
4. Ongoing Support: Our relationship doesn’t end after the initial decision. We provide continued guidance, communication, and support to ensure your strategy remains aligned as your goals evolve.
